A construction-to-permanent loan is a single loan that covers your land purchase and home construction and converts to a ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

What does it take to lower your interest rate by a full percentage point? There are several different strategies you can use to reduce your monthly costs. You can even combine multiple techniques in ...

Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a ...

Adam Godby (NMLS 2286643) is a Loan Officer and Team Lead at Paddio Home Loans in Springfield, Missouri. Adam ensures his ...

Title insurance can feel like an overpriced, unnecessary add-on at closing—but in a housing market full of hidden risks, it might just be your best protection against a costly legal headache. While ...

There are two BorrowSmart programs in the market currently, and your income and geographic location determine which one you qualify for. BorrowSmart: $2,500 in assistance for homebuyers earning 50% or ...

What Is a Detached Condominium? A detached condominium is a free-standing condominium unit within a condo development. Instead of looking like an apartment like most condos, it is “detached” from ...