Transform your financial health by consolidating debt and saving on interest with smart balance transfer strategies.

M anaging high-rate credit card debt can come with serious hurdles, especially when you're trying to pay off a large balance ...

If one of your New Year's resolutions is to improve your credit card game, take note of your current debt or find a card with ...

Best balance transfer credit cards of January 2025 Best with intro 0% APR for 21 months Citi Simplicity® Card Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Best with intro 0% APR for ...

But many of these cards charge a 3% to 5% balance transfer fee, which can seriously cut into those savings. The average American has $5,313 in credit card debt. If you transferred that amount to a ...

Keep in mind: Although you’ll be paying 0% interest for a limited time with a balance transfer credit card, you will likely have to pay a balance transfer fee—a percent of the amount being ...

Once the balance transfer is complete, you’ll pay down the balance on the new card. Moving high-interest debt to a 0% APR credit card through a balance transfer can save you hundreds or even ...

Credit cards that offer 0% introductory APR let you carry a balance for a specified period, typically nine to 21 months, ...

Keep an eye on whether your credit card has interest. According to Rossman, you can use a balance transfer card to help avoid ...

Many Americans are capping off the holidays with new debt balances. This season, 36% of American consumers took on holiday ...